Savings

Christmas Club Account

As a member of HCFCU we offer a Christmas club account with no minimum balance required. We at HCFCU let you the members deposit or withdrawal any amount that you want throughout the year. You earn dividends on your Christmas club as long as the balance is $150 or more. You as members of HCFCU can also have any set amount of your payroll direct deposited into your Christmas club account. There is no set amount. If you see half way through the year you need to change the amount that is going in; you can do that too. There are no fees for early withdrawals. The Christmas Club account is a great idea for you to set enough money aside for Christmas and not have to worry about money for gifts when the season comes around.

IRAs

  • Can have money directly deposited to IRA.
  • Have IRA certificates.
  • Traditional or Roth IRAs.
  • Earnings may be tax deferred.
  • Anyone who makes compensation can open and deposit to an IRA.
  • Can rollover or direct transfer funds into a members IRA.

Dividend-Bearing Checking

As a member with HCFCU you can open a dividend-bearing checking free of charge and as long as you keep an average daily balance of $500 to $1499 you can earn .50% and if you have an average daily balance of $1500 or higher you can earn 1.25%. You have the same benefits of our regular checking with the dividend-bearing checking. You can have a debit card, write as many checks as you want without a fee, and there is no fee for falling below $500. You can also view your checks, statements, transfer funds from accounts and reorder you interest bearing checking checks on our online banking. Dividend-bearing checking benefits you as members of HCFCU in ways that your regular checking doesn't.

You can keep a large sum of money in your checking, so you don't have to worry about forgetting to transfer money over and still earn dividends on the money that is sitting there.

Main: (419) 674-4998
Branch: (419) 675-2322

Hardin Community Federal Credit Union serves individuals and families in Hardin County, Ohio.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government NCUA, a U.S. Government Agency.
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